The Plan

I’m in debt and it’s bad. I have like 11k of high interest credit card and debt and I need to pay it down.

Changes I want to implement

• Stop going to coffee shops when an americano cost $7-9
• Stop going to convenience stores because shits expensive
• Eat more beans and rice
• Read more from the library (don’t buy books)
• Eat more tilapia (cheap protein)
• Don’t eat out at restaurants
• Cook more

I’m not sure if I can afford therapy it does feel sort of load bearing because I use spending to manage my negative emotions but also like Its $340 a month. Which is kind of a lot. I think I want to quit therapy TBH.

UPDATE: decided to keep therapy since it’s only 5% of my income and doesn’t account for a large percentage of my discretionary spending.

Total Spend

$85.11

bought a bunch of snacks I don’t really need. I think I was kinda just bored and sad. Also bought some video games. Also ordered Uber Eats.